Adjustable Rate Mortgages — Ugg (Boot)!

The plight of the self-consciously trendy is they’re always a step or two behind:

The promise of learning the cold, hard realities of today’s housing market is what brought more than a dozen skinny-jean-wearing, tattoo-sporting members of Williamsburg’s art and music scene to Hugs bar last month to attend [real estate agent Eve] Levine’s first “Hipster Mortgage Night.”

It’s the latest version of a marketing campaign Levin first began as mere barroom lectures.

“There is so much information people just don’t know,” said Levine, a musician and artist herself who created the event not only as a tool for marketing her own business, but also a means of supplying financial and home buying know-how to a group of people she bluntly describes as “the opposite of Wall Street.”

Members of that group, frankly, agree with that assessment.

“Figuring out how to buy a home in New York City is like climbing Mount Everest,” said Margaret Raimondi, who attended the event with her fiancé, Brad Augustine.

“Hopefully, ‘Hipster Mortgage Night’ will make it more like climbing Mount Rainier,” she added, referring to the much-shorter mountain in Washington State.